Up to 100% finance including purchase price, stamp duty, fees and capitalised interest. No monthly repayments. No income assessment. Asset based. Up to 24 month terms.
Flippers Finance arranges private finance and also funds select deals directly on a case by case basis.
You find the deal. You run the renovation. We arrange the finance so you can move fast and keep your cash free.
Purchase price, stamp duty, fees and capitalised interest. If 100% does not work on your deal, you may need to contribute funds to make the numbers stack.
Interest capitalises over the term. You pay nothing until you exit. Focus your cash on the renovation.
Asset based, not serviceability based. No payslips, no tax returns, no bank statements. If the deal stacks, it stacks.
Free desktop review upfront. Independent valuation ordered quickly. Settlement can move as fast as the deal requires.
Structured for investment entities. Your Pty Ltd is the borrower. Clean separation from personal assets.
Short-term finance matched to your renovation timeline. Renovate, add value and exit on your schedule.
You submit the deal. We assess it, arrange the valuation, find the money partner or fund it directly, and get you to settlement.
Send us the property address, purchase price, your Pty Ltd details, renovation plan and exit strategy. This is a free desktop assessment. No cost, no commitment.
If the deal looks viable, we order an independent as-is valuation. You pay the valuation fee at cost. This lets us see the full picture and confirm the LVR stacks.
We calculate the all-in LVR including purchase price, stamp duty, fees and capitalised interest against the valuation. If it stacks, your deal is presented to our money partner network or funded directly by Flippers Finance.
Legal documents prepared. Funds from the money partner or Flippers Finance flow to the conveyancer trust account. Conveyancer pays the vendor, stamp duty and fees. Mortgage registered. Deal is live.
You manage the renovation independently. No monthly repayments during the term. When you are ready, exit the deal, repay the loan in full. Done.
Submit your deal for a free desktop assessment. No commitment. No cost until valuation stage.
Flippers Finance arranges introduction to a private money partner, or on select deals funds directly, to provide up to 100% of the total cost including purchase price, stamp duty, fees and capitalised interest. If 100% does not work on your deal, you may need to contribute funds. No monthly repayments. You focus on the renovation and exit.
This is designed for experienced property investors who know how to find good deals and have a clear renovation and exit plan. It is not for first home buyers, owner occupiers or speculative land banking.
Provide the property address, purchase price, your Pty Ltd details, renovation plan summary and exit strategy. This is a free desktop assessment.
Flippers Finance reviews the deal at a high level. Do the numbers look like they could stack? Is there a viable renovation plan? Is the exit realistic? No cost to you at this stage.
If the deal looks viable, an independent valuation is ordered. You pay the valuation fee at cost. This is paid directly to the valuer.
If the valuation confirms the all-in LVR stacks within at least one tier, a deal summary is sent to our money partner network. The valuation lets us see the full picture.
A money partner expresses interest in funding the deal. At this point, the assessment fee (up to $2,500) is payable by you. This is non-refundable.
Flippers Finance prepares the full deal pack. The money partner has 48 hours to review and commit. Both parties appoint their own solicitors.
Four documents are prepared: Contract of Sale, Loan Agreement and Mortgage, Fee Agreement and Introducer Agreement. Your solicitor reviews everything on your behalf.
Money partner funds flow to the conveyancer trust account. The conveyancer pays the vendor, stamp duty and Flippers Finance fees (establishment fee deducted from loan proceeds). Mortgage registered. Deal is live.
You manage the renovation independently. No monthly repayments during the term. Interest capitalises.
Exit the deal within the agreed term (up to 24 months). Money partner receives principal and interest in full. Mortgage is discharged.
All fees are clearly disclosed upfront. There are no hidden charges.
| Fee | Amount | When Paid | Refundable |
|---|---|---|---|
| Valuation Fee | At cost | When valuation is ordered | No |
| Assessment Fee | Up to $2,500 | After valuation stacks and money partner confirms interest | No |
| Establishment Fee | Up to 2.5% of total loan | At settlement (from loan proceeds) | N/A |
Borrowers are also responsible for their own legal costs, stamp duty and any other transaction costs associated with the purchase.
*This example is for illustration only and does not represent a specific deal or guaranteed outcome. All figures are indicative. Each deal is assessed individually. Seek independent financial and legal advice.
Submit your deal for a free desktop assessment. No commitment. No cost until valuation stage.
You provide private finance for short-term property acquisition deals. The borrower purchases a property through a Pty Ltd, renovates it and exits within the agreed term. You earn a fixed return for the term, secured by a registered mortgage or caveat over the property, depending on the deal.
This is not a managed fund. There is no pooling. Our money partners are family offices and high net worth individuals. You review every deal individually and choose which deals you fund. You appoint your own solicitor. You conduct your own due diligence.
Returns are indicative only and not guaranteed. Past performance is not a reliable indicator of future results. Seek independent financial advice before making any investment decision.
Each deal is individual. Returns are agreed between you and the borrower for each transaction. The tiers below are examples of how deals have been structured. All LVRs are calculated on an all-in basis.
Returns are indicative only and not guaranteed. Past performance is not a reliable indicator of future results. Seek independent financial advice before making any investment decision. Higher returns correspond to higher risk. All money partners must conduct their own independent due diligence.
Complete an expression of interest. Provide your accountant's certificate confirming sophisticated or wholesale investor status under the Corporations Act 2001 (Cth).
When a deal is assessed and the LVR stacks within a tier, you receive a deal summary with key details: property location, purchase price, valuation, LVR, tier, return and term.
If a deal interests you, let us know. Once the borrower pays the assessment fee, the full deal pack is prepared for your review.
The deal pack includes the independent valuation report, property summary, borrower entity details, loan amount and LVR calculation, renovation plan summary and exit strategy. Flippers Finance does not warrant the accuracy of this information. You have 48 hours to review and commit.
Your solicitor reviews the loan agreement, mortgage documentation and all legal aspects of the deal. You must seek independent legal and financial advice before committing.
Your funds flow directly to the conveyancer trust account at settlement. The conveyancer pays the vendor, stamp duty and Flippers Finance fees. The mortgage or caveat is registered in your name.
When the borrower exits the deal, you receive your principal and fixed interest in full. The mortgage is discharged. Deal complete.
Before committing to fund any deal, you receive a comprehensive deal pack. This is provided for your information and due diligence purposes. Flippers Finance does not warrant the accuracy of any information in the deal pack. You and your advisers must satisfy yourselves independently.
Complete an expression of interest and we will be in touch to discuss the next steps.
Provide the details of your deal below. This does not commit you to anything. We will review and let you know if it looks viable before any fees are payable.
We have received your deal enquiry and will conduct a free desktop assessment. We will be in touch within 2 business days.
Get an indicative estimate of your borrowing costs. Adjust the inputs below and see the results update in real time. This is for illustration purposes only.
*This calculator provides indicative estimates only. Actual rates, fees and terms are assessed on a deal by deal basis. Establishment fee is calculated at 1.5% of the base loan amount. Interest is capitalised over the term with no monthly repayments. This is not a loan offer or financial advice.
The borrower provides the property address, purchase price, entity details, renovation plan, projected post-reno value and exit strategy.
A high level review of the deal. Do the numbers look like they could stack? Is the renovation plan realistic? Is the exit strategy viable? No cost at this stage.
If the deal looks viable, an independent as-is valuation is ordered from a qualified valuer. The borrower pays the valuation fee at cost.
The all-in LVR is calculated: purchase price + stamp duty + establishment fee + full term capitalised interest, divided by the independent as-is valuation. If it stacks within at least one tier, the deal proceeds.
A deal summary with key details is sent to registered money partners. No identifying borrower details are shared at this stage.
A money partner expresses interest in funding the deal. The borrower is notified and the assessment fee (up to $2,500) is now payable. This is non-refundable.
Flippers Finance prepares the complete deal pack: independent valuation report, property summary, borrower entity details, loan amount and LVR calculation, renovation plan summary and exit strategy.
The money partner has 48 hours to review the deal pack, consult their solicitor and financial adviser, and commit or decline. Flippers Finance does not warrant the accuracy of the deal pack.
Four contracts are prepared: the Contract of Sale, the Loan Agreement and Mortgage, the Fee Agreement and the Introducer Agreement. Both parties' solicitors review all relevant documents.
The money partner's funds flow directly to the conveyancer trust account. The conveyancer pays the vendor, stamp duty and Flippers Finance fees. The mortgage or caveat is registered. The deal is live.
The borrower manages the renovation independently. No monthly repayments are made during the term. Interest capitalises.
The borrower exits the deal within up to 24 months. The money partner receives their principal and fixed interest in full. The mortgage is discharged. The deal is complete.
Every deal involves four separate legal documents. Each one serves a specific purpose and involves specific parties.
Between the property vendor and the borrower's Pty Ltd. This is the standard property purchase contract. The borrower's solicitor handles this.
Between the money partner and the borrower's Pty Ltd. Sets out the loan amount, interest rate, term, repayment terms and default provisions. The mortgage secures the loan against the property.
Between Flippers Finance and the borrower's Pty Ltd. Sets out the assessment fee, establishment fee and any other fees payable by the borrower to Flippers Finance.
Between Flippers Finance and the money partner. Sets out the terms of the introduction and arrangement, including acknowledgements that Flippers Finance does not provide financial advice.
Funds never pass through Flippers Finance. The money partner's funds flow directly to the conveyancer trust account. The conveyancer distributes from there.
At settlement, the conveyancer distributes the funds: the purchase price to the vendor, stamp duty to the relevant state revenue office, and the establishment fee to Flippers Finance. The mortgage is registered in the money partner's name. At exit, proceeds flow back through the conveyancer to repay the money partner's principal and interest.
Whether you are a borrower with a deal or an investor looking for secured returns, the first step is simple.