Financial services built around the way businesses actually operate.

Lendera is an Australian financial services firm. We bring mortgage broking, financial planning, accounting and M&A advisory under one roof, with a particular focus on SMEs and independent operators.

60+
Australian Lenders
3,000+
Loan Products
3
National Offices
5.0
Google Rating

What we do

Lendera operates across four disciplines: mortgage broking, financial planning, accounting and mergers and acquisitions advisory. We work with individuals, SMEs, independent operators and founder-led businesses across Australia.

Most firms offer one of these services. We built a team that covers all four because the decisions in each area directly affect the others. A lending decision is a financial planning decision. A growth strategy has tax implications. An exit requires all of them working together.

We are not a general practice trying to do everything. We are a specialist firm with distinct capabilities under one structure, so our clients get coordinated advice instead of fragmented opinions from four different providers.

Mortgage Broking

Home Loans & Commercial Lending

Access to over 60 Australian lenders. Residential, commercial, construction and investment lending. The lender pays our commission, not you.

Financial Planning

Wealth & Strategy

Superannuation, insurance, investment strategy and retirement planning. We make sure your financial structure supports the life and business you're building.

Accounting

Tax, Compliance & Advisory

Business and individual tax, BAS, financial statements, structuring and compliance. In-house accountants who understand lending and investment.

M&A Advisory

Mergers & Acquisitions for SMEs

Buy-side and sell-side advisory for small and mid-market businesses. Valuations, deal structuring, due diligence and transaction management for operators preparing for growth, acquisition or exit.

Our approach

We believe financial information should be open and accessible. Lendera publishes live rate data, market research and borrower guides without requiring a login or email. We show you real rates before you speak to anyone.

When you work with us, you get a team that talks to each other. Your broker knows what your accountant is doing. Your financial planner understands your lending position. If you're looking at an acquisition, we can underwrite the finance, audit the target and advise on the structure in one engagement.

That coordination is the point. We built the firm this way because the alternative, where clients are the ones connecting the dots between separate providers, doesn't work.

Who we work with

Individual borrowers looking for a better home loan. First home buyers navigating the market for the first time. Property investors building or restructuring a portfolio.

SMEs and independent operators who need an accountant, a financial planner and a broker who actually talk to each other. Founder-led businesses preparing for growth, raising capital or considering an exit.

We work nationally, with offices in Sydney, Melbourne and Brisbane.

Sydney

New South Wales

Melbourne

Victoria

Brisbane

Queensland

Published research

Lendera publishes original market research based on live data from our panel of 60+ Australian lenders. Our reports are used by borrowers, advisers and media to understand where rates sit and where they are heading.

Licensing and regulation

Lendera is operated by Vcap Connect Pty Ltd (ABN 88 674 243 362). Credit Representative 555042, authorised under Finsure Finance and Insurance Pty Ltd (Australian Credit Licence 384704).

We are bound by responsible lending obligations under the National Consumer Credit Protection Act 2009 and the Best Interests Duty. Our brokers hold current qualifications in finance and mortgage broking and are members of the FBAA (Finance Brokers Association of Australasia).

If you have a complaint, you can contact us directly or lodge a dispute through the Australian Financial Complaints Authority (AFCA). View our Credit Guide for full disclosure information.

Talk to us.

Whether it's a home loan, a business audit or an acquisition, it starts with a conversation.

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