Lendera is an Australian mortgage brokerage with access to 60+ lenders and over 3,000 loan products. We show you real rates before you speak to anyone, and our service costs you nothing. We exist because we believe financial information should be open, accessible and free from gatekeeping.
Vish graduated from the University of Sydney with a double degree in Medical Science and Law. During university, he started his property journey early, purchasing three investment properties before turning 24.
That experience shaped everything. As a young buyer navigating the lending market for the first time, he felt the information was gatekept. Rates were hidden behind callbacks. Jargon was used as a barrier. The whole system felt like it was designed for people who already knew how it worked.
After university, Vish moved into finance and spent years working across lending and financial services. He saw how the industry operated from the inside: how rates were priced, how lenders competed, how brokers were incentivised. And he saw the gap between what borrowers were told and what was actually available to them.
Lendera was built to close that gap. The idea was simple: give people access to real rate data before they hand over their phone number. Let them compare across the full market, not just two or three banks. And when they are ready to talk, a licensed broker is there to help them find the right fit.
Vish believes that open, transparent access to lending information makes the whole market work better. That belief drives every product, tool and piece of content Lendera publishes.
Lendera is a young team that speaks the language of a new generation of borrowers. We grew up in a world where you can compare flights, insurance and phone plans in seconds. We think home loans should work the same way. Our focus is on financial education, radical transparency and building tools that give people real information, not sales pitches. We are not here to tell you what to do. We are here to show you what is available and let you decide.
Rami brings 25 years of experience in the property space. He has worked as Director of Operations for a billion-dollar property group, advising on key real estate acquisitions and strategy. At Lendera, he leads our buyers agency division, helping clients source, negotiate and secure properties across Australia, including off-market and pre-market opportunities.
Tina leads Lendera's partner relationships and group operations. She works with hundreds of industry professionals to implement Lendera's technology and lending platform into their businesses. Her focus is on scaling Lendera's reach through strategic partnerships while maintaining the service quality and transparency that defines the brand.
We believe you should be able to see what is available before starting a conversation. Lendera shows you real rates upfront so you can compare options across our full panel of 60+ lenders.
When you are ready, a licensed broker is here to walk you through the detail and help you find the right loan. No pressure. No obligation. No cost.
We also publish our rate data openly. Every month, we release a rate report showing averages, ranges and trends across our full lender panel. We publish RBA decision breakdowns, borrower guides and free tools, all without requiring a login or email. We do this because we believe transparency makes the whole market better for borrowers.
Lendera publishes original market research based on live data from our panel of 60+ Australian lenders. Our reports are used by borrowers, advisers and media to understand where rates sit and where they are heading.
Lendera is operated by Vcap Connect Pty Ltd (ABN 88 674 243 362). Credit Representative 555042, authorised under Finsure Finance and Insurance Pty Ltd (Australian Credit Licence 384704).
We are bound by responsible lending obligations under the National Consumer Credit Protection Act 2009 and the Best Interests Duty. Our brokers hold current qualifications in finance and mortgage broking and are members of the FBAA (Finance Brokers Association of Australasia).
If you have a complaint, you can contact us directly or lodge a dispute through the Australian Financial Complaints Authority (AFCA). View our Credit Guide for full disclosure information.
Real rates. No personal details required. No cost, ever.
See My Rates →