Original Research

Market Insights

Monthly rate reports and RBA analysis based on live data from Lendera's panel of 60+ Australian lenders. Published by licensed brokers, free to reference.

Rate Reports

Published monthly. Averages, ranges and trends across our full lender panel.

Latest Rate Report

Australian Home Loan Rate Report: March 2026

Panel snapshot after the March RBA hike to 4.10%. Variable and fixed averages, Big 4 vs non bank comparison, month on month changes and forward outlook as Westpac flags more hikes ahead.

Reviewed by Vish, Licensed Mortgage Broker (CR 555042) | 1 May 2026 | 8 min read
6.14%
Avg Variable
4.10%
Cash Rate
Historical Data

Australian Home Loan Rate Trends: August 2025 to March 2026

Eight months of rate history covering the final cut to 3.60% in August 2025, the hold through late 2025, and the new hiking cycle that began in February 2026. Variable and fixed averages from our 60+ lender panel.

Reviewed by Vish, Licensed Mortgage Broker (CR 555042) | 6 April 2026 | 6 min read
+50bp
Variable Rise YTD
8 mo
Tracked

RBA Decision Updates

Published on every RBA meeting day. What the decision means for borrowers.

Market Update

RBA Rate Decision March 2026: Cash Rate Hiked to 4.10%

The RBA raised the cash rate by 25 basis points to 4.10% on 18 March 2026, the second hike of the new tightening cycle. Westpac forecasts three more hikes to a 4.85% peak.

Reviewed by Vish, Licensed Mortgage Broker (CR 555042) | 19 March 2026 | 6 min read
4.10%
Cash Rate
+25bp
Hike

About Our Data

All data is sourced from Lendera's live lender panel of 60+ Australian institutions including major banks, second tier banks, non-bank lenders and credit unions. Rates are checked and updated monthly. Reports are written and reviewed by licensed mortgage brokers. You are free to reference our data with attribution to Lendera.

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