For Money Partners

Earn returns on your capital.
Backed by property.

Our money partners are family offices and high net worth individuals who provide capital for individual property deals. Security is structured on a deal by deal basis and may include a first or second registered mortgage, or a caveat over the property. You review every deal. You choose which to fund.

Overview Borrowers Money Partners Submit a Deal Calculator How It Works
The Opportunity

How money partners earn returns

You provide private finance for short-term property acquisition deals. The borrower purchases a property through a Pty Ltd, renovates it and exits within the agreed term. You earn a fixed return for the term, secured by a registered mortgage or caveat over the property, depending on the deal.

This is not a managed fund. There is no pooling. Our money partners are family offices and high net worth individuals. You review every deal individually and choose which deals you fund. You appoint your own solicitor. You conduct your own due diligence.

Returns are indicative only and not guaranteed. Past performance is not a reliable indicator of future results. Seek independent financial advice before making any investment decision.

Security

Your security position

  • Security via first or second registered mortgage, or caveat (deal by deal)
  • Independent as-is valuation by a qualified valuer
  • All-in LVR calculated transparently, nothing hidden
  • Mortgage registered with the relevant state land titles office
  • Your own solicitor reviews all documentation
  • Funds flow to conveyancer trust account, not through Flippers Finance
LVR Tiers

Example tiers and indicative returns

Each deal is individual. Returns are agreed between you and the borrower for each transaction. The tiers below are examples of how deals have been structured. All LVRs are calculated on an all-in basis.

Tier 1
Conservative
12 - 13% p.a.*
Maximum all-in LVR: 75%
  • Lowest LVR exposure
  • Highest equity buffer
  • Mortgage or caveat security
  • Independent valuation
Tier 3
Growth
18 - 25% p.a.*
Maximum all-in LVR: 90%
  • Higher LVR, higher return
  • Reduced equity buffer
  • Mortgage or caveat security
  • Independent valuation

Returns are indicative only and not guaranteed. Past performance is not a reliable indicator of future results. Seek independent financial advice before making any investment decision. Higher returns correspond to higher risk. All money partners must conduct their own independent due diligence.

Your Process

How deals come to you

Register your interest

Complete an expression of interest. Provide your accountant's certificate confirming sophisticated or wholesale investor status under the Corporations Act 2001 (Cth).

Receive deal summaries

When a deal is assessed and the LVR stacks within a tier, you receive a deal summary with key details: property location, purchase price, valuation, LVR, tier, return and term.

Express interest in a specific deal

If a deal interests you, let us know. Once the borrower pays the assessment fee, the full deal pack is prepared for your review.

Review full deal pack

The deal pack includes the independent valuation report, property summary, borrower entity details, loan amount and LVR calculation, renovation plan summary and exit strategy. Flippers Finance does not warrant the accuracy of this information. You have 48 hours to review and commit.

Appoint your solicitor

Your solicitor reviews the loan agreement, mortgage documentation and all legal aspects of the deal. You must seek independent legal and financial advice before committing.

Fund and settle

Your funds flow directly to the conveyancer trust account at settlement. The conveyancer pays the vendor, stamp duty and Flippers Finance fees. The mortgage or caveat is registered in your name.

Receive principal and interest at exit

When the borrower exits the deal, you receive your principal and fixed interest in full. The mortgage is discharged. Deal complete.

The Deal Pack

What you receive for every deal

Before committing to fund any deal, you receive a comprehensive deal pack. This is provided for your information and due diligence purposes. Flippers Finance does not warrant the accuracy of any information in the deal pack. You and your advisers must satisfy yourselves independently.

  • Independent as-is valuation report from a qualified valuer
  • Property summary including location, type, condition and photos
  • Borrower Pty Ltd entity details and director information
  • Loan amount, LVR calculation and applicable tier
  • Renovation plan summary and budget
  • Exit strategy and timeline

Interested in becoming a money partner?

Complete an expression of interest and we will be in touch to discuss the next steps.

Register Your Interest Back to Overview